boat loans

New or Used Boat
& RV Loans

Eligible for membership?
Looking for a better place for your financial future?

We have the perfect boat or RV loan for your outdoor adventures!

  • Terms up to 144 months
  • Fixed rates as low as 5.00% APR*
  • Up to 80% financing
  • No early payoff penalty
  • No payment is required for up to 60 days
  • No restriction on boat length
  • Easy application online, by phone, in-person, or mail!

*APR = Annual Percentage Rate which is subject to change without notice. Loan amount must be $15,000+ for > 60 month term. $30,000+ for > 84 month term and $40,000+ for > 120 month term. Previous year models considered new if untitled. 20% down payment required or 80% loan to value. Advertised rates reflect financing for current model year recreational vehicles, untitled or under 5,000 miles, for up to a 72 month term, and include 1.75% cumulative reduction with the Loan Rate Discount Program Offers discounts ranging from 0.10% to 1.75% rate reduction per eligible discount, down payment of 15% or greater, direct deposit of $1000 or greater, 10 or more point of sale (POS) transactions per month, an active share draft account, new member sponsorship, law enforcement retiree, automatic loan payments, no late payments on prior PFCU loans, and length of PFCU membership.  An additional 0.50% promotional discount offered periodically. Other rates and terms available. Current PFCU loans not eligible for refinance.

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