tips for buying a motorcycle

4 Big Tips for Buying a Motorcycle

Eligible for membership?
Looking for a better place for your financial future?

Buying a motorcycle is very different than buying a car. You may have dreams of two-wheeling cross-country, but there are unique factors you should think over before making a purchase. Especially if this is your first time shopping for a motorcycle, you may be unaware of what you should consider, but with our tips for buying a motorcycle, you’ll be ready to hit the open road with confidence.

Tip #1: Safety is Number One

Before you rev your new engine, you should complete a Motorcycle Safety Foundation (MSF) course. At, you can find an available course in your area.

Tips #2: Research and Compare Your Motorcycle Options

You should learn everything you can about the brand and model you’re considering, including where you can service it and buy parts. There are many types of two-wheelers out there, and you should study your options before diving headfirst into a purchase:

  • Cruiser Bikes: These bikes are popular with beginners and experienced riders. They offer a relaxed ride, are easily-customizable, and have a distinct exhaust sound.
  • Sport Bikes: These motorcycles are great if you feel the need for speed or are considering track racing. Beginning riders, however, are advised to be cautious about their power since sport bikes require good skill and experience for safe riding.
  • Naked Bikes: These bikes are very popular for first-time owners. They offer an upright riding style that’s great for beginners while still making good on the thrill that most are looking for.
  • Touring Bikes: These bikes are designed for longer road trips. If that’s your plan, you should definitely consider this option. They are, however, one of the heavier and bigger types out there. This isn’t always ideal for beginning riders.
  • Adventures Bikes: These motorcycles are built for on and off-roading. They have powerful engines and offer rugged, tough features. If you’re planning mountain road trips or an outdoor vacation, this might be the right choice for you.
  • Cafe Racers: If you want something lightweight, fast, and highly-customizable, these bikes might work well for you. They are great for beginners and for commuting within city limits, but they are not as comfortable as other styles.
  • Dirt/Off-Road Bikes: These motorcycles are built with tall suspensions and knobby tread patterns so they can perform well on dirt, mud, and gravel. If you want a bike for highways and byways, you’ll need to look elsewhere.

Tip #3: Evaluate the Seat Height and Weight of the Motorcycle

A typical beginner’s mistake is failing to see if their bike is the right fit for them. Checking the seat height and weight of your motorcycle is vital for making sure you have a comfortable, safe ride as well as confident, optimal handling.

Tip #4: Budget Wisely

Make sure you’ve thought of everything! Beyond your monthly payment and motorcycle insurance, (which is required by law in most states), you should consider the cost of the gear you will need (like a helmet, gloves, and boots). 

You should also think about the customizations you might want or need. Typical add-on options include saddles bags or racks, an ABS system, a windscreen, or crash bars.

You may want to shop for used motorcycles in your area, especially if you’re a beginner. Since you’re just getting used to riding around on two wheels, you might wrack up a few dings or dents. A used motorcycle will ease the pain of your learning curve.

Whether you’re wanting to explore the country or just enjoy the ride close to home, Police FCU offers special motorcycle loans at great rates, plus GAP insurance at a lower cost than most dealers. It’s easy to apply. Check out all the details today – and enjoy your new adventures!

You are now leaving Police FCU

Police FCU provides links to web sites of other organizations in order to provide visitors with certain information. A link does not constitute an endorsement of content, viewpoint, policies, products or services of that web site. Once you link to another web site not maintained by Police FCU, you are subject to the terms and conditions of that web site, including but not limited to its privacy policy.

You will be redirected to

Click the link above to continue or CANCEL