Holiday Loan Specials

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Bring More Magic Home With Our Holiday Loan Specials!

From October 1 through December 31, we will continue the Holiday Loan, Holiday Quick Draw and Holiday Skip-A-Pay tradition.

Special Holiday Loan1

It’s the most wonderful time of the year, and being short on cash shouldn’t change that. Covering holiday costs can be tough. You can get the cash you need now with a Holiday Loan! Whether you need a little extra cash for your holiday shopping or need help paying those holiday bills, don’t get left out in the cold!

A Holiday Loans are a great alternative to high-rate credit and store cards. So, apply today and unwrap a great rate- as low as 6.99% APR* with terms up to 36 months! This is a limited time offer, available October 1, 2023 – December 31, 2023. You can apply in person or online at or by calling 301.817.1200.

Click here to apply for a Holiday Loan.

Special Holiday Quick Draw Loan2

Get up to $750 and an extended repayment period of five months to make sure you have all the funds you need for a happy holiday season!

Qualifying is easy:
• Member in good standing for at least 3 months
• Direct Deposit of net pay, minimum $1,000/month
• No more than 3 Quick Draw Loans in any 6 month rolling period
• No active bankruptcy

Click here to apply for a Holiday Quick Draw Loan.

Special Holiday Skip-A-Pay3

The Police FCU Holiday Skip-a-Pay program allows members to skip one or more of your eligible loan payments without any penalties by one month. As long as your payments are current, with three months of on time payment history, Police FCU will let you skip your November or December loan payment3 – so you can have some extra holiday cash in your pocket. Application is very simple, just complete the Holiday Skip-A-Payment Form and then return the completed form to us! The quickest and easiest way to apply is by filling out the Skip-A-Payment Form and faxing it back to 301.817.1230.

Click here to download your Holiday Skip-A-Pay Form.

Holiday Loan Specials Disclosures:

*APR=Annual Percentage Rate which is subject to change without notice.
1Holiday Loan: Holiday Loans available from October 1, 2023- December 31, 2023 with up to 2.00% rate reduction from qualifying loan rate. Loan amount, repayment term and interest rate based on credit qualification. Rate reflects exclusive 1% holiday loan rate discount and a 1% cumulative rate reduction with the Loan Rate Discount Program#.
Payment example: $8,500 Holiday Loan at 6.99% APR# for 36 months = approximate payment of $262.32. Other restrictions may apply.
2 Holiday Quick Draw Loan: The total cost for a Quick Draw Loan would be $54 or $65, including the $20 application fee, depending on if you elected the 18% or 24% APR# option. Loan payments would be approximately $156 or $159, respectively.
3Holiday-Skip-A-Pay: There is a $30 service fee for each skipped payment, and interest will continue to accrue on your loan(s) and the loan term will be extended. Real Estate Loans, VISA® Credit Cards and Better Title Loan and Second Chance Auto Refinance loans are not eligible for the Skip-a-Pay program.
#Loan Rate Discount Program Offers 0.10% rate reduction per eligible discount, (up to 1.00% cumulative) for Direct Deposit of $1,000 or greater into Share Draft account, Automatic Loan Payments, Law Enforcement Retiree, Police FCU Real Estate Loan, 15% or > Down Payment (qualifies for .20%), Electric or Hybrid Vehicle, NEW PFCU Visa® Credit Card, NEW Member Sponsorship, or New Certificate of Deposit of $5,000 or greater.

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