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Online Mortgage Center

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Looking for a better place for your financial future?

Explore Our Mortgage Options

View our daily rates, home loan financing options, get pre-qualified or apply online.

PFCU offers many mortgage options including fixed and adjustable low rate loans, a first-time homebuyer option, conforming and jumbo mortgages, and alternative programs such as 15/15 ARM. Financing options available on vacation homes, second homes, and investment properties.

Fixed-Rate Mortgages

  • Terms from 30, 20, 15, or 10-years
  • Up to 90% Loan-to-Value and up to 100% CLTV financing for purchase or refinance
  • Competitive rates
  • Free 60-day rate lock
  • Financing options with no PMI requirement
  • Plus home buying resources

Adjustable-Rate Mortgages (ARMs)

  • Select from 3/1, 5/1, 7/1, 10/1 and 15/15 terms
  • Low down payment with up to 90% Loan-to-Value and 100% CLTV financing for purchase or refinance
  • Competitive rates
  • Free 60-day rate lock
  • Financing options with no PMI requirement
  • Rate caps apply at each rate adjustment and on lifetime rate adjustments
  • Plus home buying resources

Disclosures:

APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit and on associated loan-to-value ratio. Your actual APR may vary.

Home Equity Loan Payment Example: A $50,000 loan at 4.25% APR for 60 months would have an estimated monthly payment of $926.48. Payments shown do not include taxes or insurance, so your payment may be greater. Other restrictions apply.

Home Equity Line of Credit Payment Example: A $50,000 line of credit at 4.74% interest rate at 1.25% of credit limit is equal to $625 monthly payment during the 5-year draw period. A $50,000 line of credit at 4.74% interest rate for 120 months (repayment period) is approximately equal to $523.99 monthly payment.

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