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For information about our COVID-19 Financial Assistance program click here.

Rates & Fees

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Rates effective as of 10/1/2020.  Looking for Mortgage rates? Click here

Holiday Loan Special (Up to $8,500.00)

Term Rate APR*
Up to 36 months 4.99%

*APR=Annual Percentage Rate which is subject to change without notice.
1Holiday Loan: Holiday Loans available from October 1 – 2020 December 31, 2020 with up to 2.00% rate reduction from qualifying loan rate. Loan amount, repayment term and interest rate based on credit qualification. Rate reflects exclusive1% holiday loan rate discount and a 1% cumulative rate reduction with the Loan Rate Discount Program#.
Payment example: $8,500 Holiday Loan at 4.99% APR* for 36 months = approximate payment of $254.72. Other restrictions may apply.
2 Holiday Quick Draw Loan: The total cost for a Quick Draw Loan would be $54 or $65, including the $20 application fee, depending on if you elected the 18% or 24% APR# option. Loan payments would be approximately $156 or $159, respectively.
3Holiday-Skip-A-Pay: There is a $30 service fee for each skipped payment, and interest will continue to accrue on your loan(s) and the loan term will be extended. Real Estate Loans, VISA® Credit Cards and Better Title Loan and Second Chance Auto Refinance loans are not eligible for the Skip-a-Pay program.
#Loan Rate Discount Program offers .25% rate reduction (up to 1% cumulative) for Direct Deposit ($1,000 monthly minimum), Automatic Loan Payments, Law Enforcement Retirees, New Benefits Plus® Checking Credit Card, New Member Sponsorship, New Holiday Club Account (monthly deposit required), New Share Certificate (minimum 24 month term) or PFCU Real Estate Loan.


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