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Rates & Fees

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Rates effective as of 9/1/2021 Looking for Mortgage rates? Click here

New Autos (up to 100K) 2020-2021 (Current & Previous Model Year, Untitled or under 5,000 miles)

Term APR*
as low as
61-72 months (100% financing) 1.74%
73-84 months (100% financing) 2.99%

Auto Loans:  Financing over 100% of value available based on eligibility.  Ask for rate and details; restrictions apply. Terms and possible down payment requirements are determined by borrower’s credit score. Advertised rate reflects financing for 2019-2020 model year vehicles untitled or under 5,000 miles) for up to a 72 mo. term, includes a 1.00% cumulative reduction with the Loan Rate Discount Program#.  Loan Example: On a $20,000 auto loan, at 1.74% APR for 72 months, your approximate monthly payments = $292.73. Other rates and terms available. Current PFCU auto loans not eligible for refinance. Interest accrues from the date the loan is funded.

*APR= Annual Percentage Rate.  Rates are subject to change at any time without notice. Rates and terms are based on applicant(s) credit score. Your actual rate may vary.

Loan Rate Discount Program: Offers 0.25% rate reduction per eligible discount, (up to 1.00% cumulative) for Direct Deposit ($1,000 minimum), Automatic Loan Payments, Law Enforcement Retiree, Real Estate Loan, 15% or > Down Payment (vehicle loans), NEW PFCU Visa® Credit Card, NEW Member Sponsorship.

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