New Autos (up to 100K) 2024-2025 (Current & Previous Model Year, Untitled or under 5,000 miles)
| Term | APR* | ||
| as low as | |||
| 61-72 months (100% financing) | 4.24% | ||
| 73-84 months (100% financing) | 5.24% | ||
Disclaimers
Auto Loans: Financing over 100% of value available based on eligibility. Ask for rate and details; restrictions apply. Terms and possible down payment requirements are determined by borrower’s credit score. Advertised rate reflects financing for 2024-2025 model year vehicles untitled or under 5,000 miles) for up to a 72 mo. term, includes a 1.50% cumulative reduction with the Loan Rate Discount Program#. Loan Example: On a $20,000 auto loan, at 4.24% APR for 72 months, your approximate monthly payments = $313.97. Other rates and terms available. Current PFCU auto loans not eligible for refinance. Interest accrues from the date the loan is funded.
*APR= Annual Percentage Rate. Rates are subject to change at any time without notice. Rates and terms are based on applicant(s) credit score. Your actual rate may vary.
Loan Rate Discount Program: Our rate discount program offers discounts ranging from 0.10% to 1.75% cumulative discount for down payment of 15% or greater, direct deposit of $1000 or greater, 10 or more point of sale (POS) transactions per month, an active share draft account, new member sponsorship, law enforcement retiree, automatic loan payments, no late payments on prior PFCU loans, and length of PFCU membership. An additional 0.50% promotional discount offered periodically.