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Individual Retirement Accounts (IRAs)

Eligible for membership?
Looking for a better place for your financial future?

Secure Ways to Save for Retirement and Education

With a Police Federal Credit Union IRA, you’re positioning yourself for success when it comes to achieving long-term financial goals. Police FCU offers the following savings vehicles for all of our IRAs:

  • IRA Share Savings Accounts
  • IRA Share Certificates of Deposit
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Traditional IRA

  • Enjoy tax-deferred earnings.
  • Contributios may be tax deductible.6
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Roth IRA

  • Enjoy tax-free earnings.
  • Contributions are made post-tax.
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SEP (Simplified Employee Pension) IRA

  • Allows employers to make tax-deductible contributions on behalf of employees.
  • Employees do not pay tax on the contributions.
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Coverdell Education Savings Accounts

  • Can be used to pay for qualified education expenses.
  • Make tax-free withdrawals for education expenses.

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