Think of it as a Make-Life-Easier Loan
With a Police FCU personal loan, you’re ready for any life event.
With more funds, you’ll worry less. A personal loan offers competitive fixed rates, an easy online application, and flexible terms.
Personal Loan
Get extra funds when you need them with a personal loan. Enjoy a fixed rate and predicable monthly payments.
- Borrow up to $25,000.
- Get flexible terms up to 72 months.3
- Enjoy competitive fixed rates.
- Payments are fixed for the life of the loan.
- There is no application fee or prepayment penalty.
- Enjoy easy application and quick cash delivery.2
Share Secured Loans
Get a lower loan rate by securing the loan with available funds in your Police FCU share savings or certificate account.
- Loan amount secured by available funds in your share savings account or certificate of deposit
- Rates as low as 2.00% APR* above share savings account or certificate rate
- Flexible terms up to 60 months
- No prepayment penalty
Bridge Loans
Ease into retirement with a bridge loan. Exclusively offered to law enforcement officers transitioning to retirement.
- Loan amounts up to $5,000
- Offered at the current prime rate (Wall Street Journal prime rate as of application date)
- Terms up to 24 months
- Fixed rate and payment for the life of the loan
- Flexible underwriting and qualifying terms
Quick Draw Loans
Get funds fast and easy to help bridge the gap between paydays. Enjoy fewer qualifying criteria with a quick draw loans.
- Up to $500 with a 3-month repayment term3
- Up to $1,000 with a 6-month repayment term3
- Up to $2,500 with an 18-month repayment term3
- $20 application fee
- Only one quick draw loan per member at any time
- No more than three quick draw loans during a six-month period
- $1,000 per month payroll or other direct deposit required
Looking for more information about a Police FCU personal loan?
Have an experienced Police FCU representative contact you! Just provide your information below and someone will get in touch with you soon.
*APR = Annual Percentage Rate. APR is based on the evaluation of creditworthiness. Rates are subject to change at any time without notice. Your actual APR may vary. Membership eligibility requirements apply. Subject to credit approval. Other restrictions may apply. Maximum aggregate unsecured credit limits cannot exceed $25,000 with Police Federal Credit Union.
2 Funds will be issued upon receipt of all required documents.
3 Payment Example: A $1,000 Quick Draw loan at 24.00% APR for 6 months is equal to a monthly payment of $178.50. A $5,000 Share Secured loan at 3.10% APR for 60 months is equal to a monthly payment of $90.08. Minimum credit score required for extended term financing.