*APR = Annual Percentage Rate. Financing over 100% of value available based on eligibility.
Ask for rate and details; restrictions apply. Rate, Terms and possible down payment requirements are determined by borrower’s credit score. Rates effective March 1, 2025, and subject to change without notice. Advertised rates reflect financing for current model year vehicles, untitled or under 5,000 miles, for up to a 72-mo. term. A 1.00% cumulative reduction is available with the Loan Rate Discount Program offers discounts ranging from 0.10% to 1.75% cumulative discount for down payment of 15% or greater, direct deposit of $1000 or greater, 10 or more point of sale (POS) transactions per month, an active share draft account, new member sponsorship, law enforcement retiree, automatic loan payment, no late payments on prior PFCU loans, and length of PFCU membership. An additional 0.50% promotional discount offered periodically. Maximum APR of 17.49%. Current PFCU loans not eligible for refinancing. Maximum loan amount, including all applicable fees, is $100,000 with repayment terms from a minimum of 90 days to a maximum of 72 months.