Killed in the Line of Duty Protection
One More Way This Credit Union Backs the Blue
We show our commitment to our uniformed members by making sure their loans are protected. If something happens in the line of duty, all qualified loans with Police FCU have special debt cancellation up to $850,000 through our Killed in the Line of Duty (KILOD) loan protection. The covered policy is paid for by Police FCU and is issued for qualifying members and loans.
KILOD Coverage includes:
- Mortgage and home equity loans
- Auto loans
- Personal and unsecured loans
- Credit cards
To qualify, members must be:
- A member of Police FCU with aggregate loan amount of $25,000 or >
- Under 70 years of age at loan inception
- Active sworn police officer
- Actively employed in that role full-time
- Employed by a federal, state, county, or municipal agency
For more information or to answer any questions you may have about killed in the line of duty loan protection, contact a Police FCU representative. A signed KILOD debt cancellation waiver is required and must be submitted to Police FCU to maintain coverage.
Loan Discount Program
The Best Rate for You, That’s Our Beat
Police FCU’s loan rate discount program offers cumulative rate discounts up to 1.75% APR.*
Our loan rate discount program offers .10% to .50% APR rate reductions (up to 1.75% cumulative) for:
- Direct deposit of $1,000 or greater
- Automatic loan payments
- 15% or greater down payment on vehicle loans
- Retired law enforcement officers
- Active checking account
- Length of membership
- And more!
For more information or to answer any questions you may have about the loan rate discount program, contact a Police FCU representative.
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Enterprise Used Car Sales
Spend Less Time Haggling and More Time Driving
Enjoy the benefits of no-haggle pricing on certified used vehicles through Enterprise Car Sales. Get a great vehicle at a competitive price, backed with one of the industry’s best used-car warranties.
Locate Your Nearest Showroom
TruStage Credit Life & Disability
Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.
TruStage Auto and Home Insurance
TruStage Life Insurance
TruStage Accidental Death Coverage
Guaranteed Asset Protection (GAP) Plus
Protect Your Ride
Police FCU offers Guaranteed Asset Protection (GAP) Plus for all newly purchased vehicles when you finance through Police FCU. Protect yourself against depreciation in a total loss situation with GAP Plus.
- Deducible assistance: $500 deducible assistance will cancel out part of your loan or loan payment when a deductible occurs through a comprehensive or collision claim with your auto insurer.
- Insure up to 125% loan to value.
- Get $1,000 credit toward financing your next vehicle with Police FCU.
- Allows up to 7 skipped loan payments.
For more information or to answer any questions you may have about GAP Plus, contact a Police FCU representative.
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Mechanical Repair Coverage
Keep Repair Costs at Bay
Get an affordable extended warranty contract from Police FCU to protect you from unexpected vehicle repair costs. Benefits include:
- Rental reimbursement
- 24-hour emergency roadside assistance
- Travel expense reimbursement
- Deductible options
For more information or to answer any questions you may have about the mechanical repair coverage, contact a Police FCU representative.
Contact Police FCU