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Home Loans

Eligible for membership?
Looking for a better place for your financial future?

We Back the Blue With Better Mortgages

Explore Your Mortgage Options

We’re not one of those one-size-fits-all financial partners. Police FCU offers a variety of mortgage options to meet your unique lifestyle and needs. Financing options are available for primary residential homes, vacation homes, second homes, and investment properties.

Two people in their new home.

Fixed-Rate Mortgages

  • Term options include 10, 15, 20, or 30 years.
  • Finance up to 95% HCLTV.
  • Get a 60-day rate lock.
  • Financing options with no PMI requirement.
Apply for a Fixed-Rate Mortgage
People moving boxes in.

Adjustable-Rate Mortgages (ARMs)

  • Select from 3/1, 5/1, 7/1, 10/1 and 15/15 terms.
  • Low down payment options available with financing up to 95% loan to value (LTV).
  • Get a free 60-day rate lock.
  • Financing options with no PMI requirement available.
  • Rate caps apply at each rate adjustment and on lifetime rate adjustments.
Apply for an Adjustable-Rate Mortgage

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Disclosures:

APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit and on associated Home Equity Combined loan-to-value ratio. Your actual APR may vary. Terms subject to change, some restrictions apply, not all member will qualify. Please contact us for additional details.

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