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Home Equity

Eligible for membership?
Looking for a better place for your financial future?

Tap into the equity of your home to fund a home improvement project, consolidate high-interest debt, pay college tuition, and more.

Home Equity Loans

Our Home Equity Loan is available on primary and secondary residences and provides members with a one-time lump sum of cash at a low fixed rate. Benefits include:

  • Predictable monthly payments
  • Low fixed interest rates
  • Fixed 20, 15, 10 and 5-year terms
  • Up to 100 percent Combined Loan-to-Value (CLTV)
  • Up to $250,000 loan amount
  • No prepayment penalties
  • No application fee
  • No points

Home Equity Line of Credit (HELOC)

Our Home Equity Line of Credit is available for primary residences and gives members access to a source of funds over a period of 5 years at a low non-variable interest rate. Benefits include:

  • Low non-variable interest rates
  • 5 year draw period and 10 year repayment term
  • Up to 100 percent Combined Loan-to-Value (CLTV)
  • Up to $250,000 loan amount
  • No prepayment penalties
  • No application fee
  • No points

For more information, please contact our mortgage department at 301.817.1200.

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