Low Rate Home Equity Loans

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Looking for a better place for your financial future?

Your Home Could Have Hidden Cash. We'll Help You Find It.
Start building your future today. Tap into the equity of your home to fund a home improvement project, consolidate high-interest debt, pay college tuition, and more.

Home Equity Loans

Our Home Equity Loan is available on primary and secondary residences and provides members with a one-time lump sum of cash at a low fixed rate. Benefits include:

  • Predictable monthly payments
  • Low fixed interest rates
  • Fixed 20, 15, 10 and 5-year terms
  • Up to 100 percent Combined Loan-to-Value (CLTV)
  • Up to $250,000 loan amount
  • No prepayment penalties
  • No application fee
  • No points

Call Us At 301.817.1200

Home Equity Line of Credit (HELOC)

Our Home Equity Line of Credit is available for primary residences and gives members access to a source of funds over a period of 5 years at a low non-variable interest rate. Benefits include:

  • Low non-variable interest rates
  • 5 year draw period and 10 year repayment term
  • Up to 100 percent Combined Loan-to-Value (CLTV)
  • Up to $250,000 loan amount
  • No prepayment penalties
  • No application fee
  • No points

Don’t postpone those projects any further. It’s now or never. 

 Call us at 301.817.1200

Disclosures:
APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit and on associated loan-to-value ratio. Your actual APR may vary.
*Terms subject to change, some restrictions apply, not all member will qualify. Please contact us for additional details.
Home Equity Loan Payment Example: A $50,000 loan at 3.24% APR for 60 months would have an estimated monthly payment of $903.79. Payments shown do not include taxes or insurance, so your payment may be greater. Other restrictions apply. Home Equity rates range from 3.24% APR to 5.99% APR. Loan repayment terms range from 5 to 20 years. Loan amount up $250,000.
Home Equity Line of Credit Payment Example: A $50,000 line of credit at 3.74% APR for 120 months (repayment period) would have an estimated monthly payment of $500.08. Home Equity Lines of  Credit range from 3.74% APR to 5.74% APR. Loan repayment terms range from 5 to 10 years. Loan amount up $250,000.

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