New Low-Rate Auto Loans Available from Police FCU
Are you ready to hit the road in style for 2025?
At Police FCU, we understand that the journey to your dream car should be as smooth as the ride itself. That’s why we’re thrilled to introduce our unbeatable low-rate auto loans, designed with YOU in mind!
Low-Rate Auto Loan Benefits
- Flexible terms up to 84 months
- Low Fixed Rates (as low as 4.24% APR* on the purchase of a New Auto)
- Up to 120% financing including tags, taxes, title, dealer prep fees, trade, GAP Plus and extended warranty**
- Up to $500 cash back on qualified refinances, not to exceed NADA value
- No early payoff penalty
- No payment required for up to 60 days***
Apply Today
Easy application online, by phone, in-person, mail, or fax!
Police FCU Motorcycle financing available at 1% above auto loan rates. We also finance Boat and RV Loans!
Why Choose Police FCU for Auto Loan?
Highly Competitive Rates:
Police FCU offers some of the lowest auto rates in the industry. Whether you are eyeing that shiny new car or looking to refinance your current auto loan – we’ve got the rates that will leave you smiling all the way to the dealership.
Flexible Terms:
We offer flexible repayment options to fit your budget – making it easier than ever to get behind the wheel of your dream car without breaking the bank.
Expert Guidance:
Navigating the world of auto loans can be confusing, but fear not! Our team of financial experts is here to guide you every step of the way so you can make informed decisions about your auto loan.
Fast and Easy Approval:
Your dream car shouldn’t be kept waiting, and with Police FCU, it won’t be! Our streamlined approval process ensures you get the green light quickly, so you can enjoy your new ride.
Not a Police FCU Member Yet? Join Now!
Our credit union is proud to serve the law enforcement community and their families. We are police serving the police and would love to welcome you as a member. See our Membership Perks page for more information.
Join the Police FCU family and let’s hit the road together!
*APR = Annual Percentage Rate.
Rates are subject to change at any time without notice. Rates and terms are based on applicant(s) credit score. Your actual rate may vary. Financing over 100% of value available based on eligibility.
Ask for rate and details; restrictions apply. Ask for rate and details; restrictions apply. Terms and possible down payment requirements are determined by borrower’s credit score. Advertised rate reflects financing for 2024-2025 model year vehicles untitled or under 5,000 miles) for up to a 72 mo. term at the floor rate of 4.24% which includes discounts under our Loan Rate Discount Program*. Loan Example: On a $20,000 auto loan, at 4.24% APR for 72 months, your approximate monthly payments = $314.95. Other rates and terms available. Current PFCU motorcycle loans not eligible for refinance. Interest accrues from the date the loan is funded. Current PFCU loans not eligible for refinancing Maximum APR of 17.49%. Maximum loan amount, including all applicable fees, is $100,000 with repayment terms from a minimum of 90 days to a maximum of 72 months.
*Loan Rate Discount Program: Our rate discount program offers discounts ranging from 0.10% up to 1.75% cumulative discount for down payment of 15% or greater, direct deposit of $1000 or greater, 10 or more point of sale (POS) transactions per month, an active shqre draft account, new member sponsorship, law enforcement retiree, automatic loan payment, no late payments on prior PFCU loans, and length of PFCU membership. An additional 0.50% promotional discount offered periodically.