This is YOUR chance to tap into the equity of your home to accomplish your goals:
- Work on a Home Renovation
- Use Toward College Tuition
- Go on Your Dream Vacation
- Pay off Debt
Whatever your goals are, the Home Equity Special has your future in mind. The possibilities are endless!
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Home Equity Line of Credit (HELOC)
Our Home Equity Line of Credit is available for primary residences and gives members access to a source of funds over a period of 5 years at a low non-variable interest rate. Benefits include:
- Low non-variable interest rates
- 5 year draw period and 10 year repayment term
- Up to 100 percent Combined Loan-to-Value (CLTV)
- Up to $250,000 loan amount
- No prepayment penalties
- No application fee
- No points

Home Equity Loans
Our Home Equity Loan is available on primary and secondary residences and provides members with a one-time lump sum of cash at a low fixed rate. Benefits include:
- Predictable monthly payments
- Low fixed interest rates
- Fixed 20, 15, 10 and 5-year terms
- Up to 100 percent Combined Loan-to-Value (CLTV)
- Up to $250,000 loan amount
- No prepayment penalties
- No application fee
- No points

For Mortgage information, click here.
For more information, please contact our mortgage department at 301.817.1200.
Disclosures:
APR = Annual Percentage Rate. APR is based on evaluation of applicant’s credit and on associated loan-to-value ratio. Your actual APR may vary.
*Terms subject to change, some restrictions apply, not all member will qualify. Please contact us for additional details.
Home Equity Loan Payment Example: A $50,000 loan at 5.49% APR for 60 months would have an estimated monthly payment of $954.29. Payments shown do not include taxes or insurance, so your payment may be greater. Other restrictions apply.
Home Equity Line of Credit Payment Example: A $50,000 line of credit at 5.99% APR at 1.25% of credit limit is equal to an approximate monthly payment of $625.00 during the 5-year draw period. A $50,000 line of credit at 5.99% APR for 120-month repayment period is equal to an approximate monthly payment of $554.51.