New Autos (up to 100K) 2024-2025
as low as
4.24% apr
Our loan features:
- Flexible terms up to 84 months
- Low Fixed Rates (as low as 4.24% APR* on the purchase of a New Auto)
- Up to 120% financing including tags, taxes, title, dealer prep fees, trade, GAP Plus and extended warranty**
- Up to $500 cash back on qualified refinances, not to exceed NADA value
- No early payoff penalty
- No payment required for up to 60 days***
Easy application online, by phone,
in-person, mail, or fax!
Police FCU Motorcycle financing available at 1% above auto loan rates.
We also finance Boat and RV Loans!
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Vehicle Refinancing
Police FCU will refinance your recent vehicle purchase with a dealer or another lender. We offer flexible repayment terms, competitive low rates, and affordable monthly payments. Refinancing your loan with us may lower your interest rate and reduce your monthly payment, saving you money!
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Title Loan Alternatives
Title loans, Second Chance Auto and Credit Builder loans are for lessor loan amounts and shorter repayment terms compared to our other vehicle loan products. A vehicle title, free of liens, is required for collateral until the loan is paid in full. Borrowers obtain title loan alternative products when they give the title of their vehicle, such as their car, truck, or motorcycle, for collateral. The following documents are required:
- Vehicle title showing no liens
- Identification matching the name on title
- Current vehicle registration
- Proof of vehicle insurance
- Proof of ability to repay the loan (i.e. recent paystubs, income statement)
Click here to find out how Police FCU can help protect your vehicle.
For additional document requirements, fees and other information, please contact us at 301.817.1200.
*APR = Annual Percentage Rate. Rates are subject to change without prior notice. Rates are based on applicant(s) credit score. Your rate may vary. Motorcycle loan rates 1% higher.
Borrower’s credit score determine rate, terms and possible down payment requirements. Advertised rates reflect financing for current model year vehicles, untitled or under 5,000 miles, for up to a 72 mo. term at the floor rate of 4.24% which includes discounts under our Loan Rate Discount Program. Our rate discount program offers discounts ranging from 0.10% to 1.75% cumulative discount for down payment of 15% or greater, direct deposit of $1000 or greater, 10 or more point of sale (POS) transactions per month, an active share draft account, new member sponsorship, law enforcement retiree, automatic loan payment, no late payments on prior PFCU loans, and length of PFCU membership.
**Restrictions may apply depending on vehicle model year, type, NADA value, borrower credit scores and credit history. Refinancing only available on outside loans. Ask for rate and details; restrictions apply.
***The loan will still accrue interest during the 60-day deferral period.
